Cash Out Loan

Cash Out Loans with KRA Private Mortgage Funding

Whether you’re looking to leverage the equity in your home for renovations, debt consolidation, or other financial needs, we provide personalized lending plans to meet your unique requirements. Our expertise in private mortgage loans ensures you receive the best terms and support throughout the loan process.

What is a Cash Out Loan?

A cash out loan, also known as a cash out refinance mortgage loan, allows homeowners to refinance their existing mortgage and take out a new loan that is larger than the remaining balance. The difference between the old loan balance and the new loan amount is paid out in cash to the homeowner. This type of loan is an excellent way to access the equity built up in your home and use it for various financial purposes.

Purpose and Use

  • Home Improvements: Cash out loans can provide the necessary funds for home renovations, upgrades, or repairs, helping you increase the value of your property.
  • Debt Consolidation: These loans can be used to consolidate high-interest debt, such as credit card balances, into a single, more manageable monthly payment with a lower interest rate.
  • Education Expenses: Cash out loans can also be used to finance education costs, such as tuition fees, books, and other related expenses.
  • Emergency Funds: Having access to a lump sum of cash can be useful in handling unexpected expenses or financial emergencies.

Why Choose KRA Private Mortgage Funding?

At KRA Private Mortgage Funding, we understand that every homeowner’s needs are unique. Our commitment to personalized service and flexible lending options makes us a top choice for those seeking cashout mortgage loans in Charleston, SC, and beyond. Here’s how we can help you:

  1. Customized Lending Plans: We create tailored lending plans that align with your specific financial needs, whether you’re looking to renovate your home, consolidate debt, or cover other expenses.
  2. Expert Guidance: Our knowledgeable team provides expert guidance throughout the loan process, helping you make informed decisions and secure the best terms.
  3. Fast Approvals: With our streamlined application process, you can expect a full loan approval within 72 hours after submitting all required documents.
  4. Local Expertise: As specialists in private mortgage loans in North Carolina and South Carolina, we have a deep understanding of the local market and can provide insights and support tailored to these vibrant communities.

Contact us today to learn more about our cash out loan options and start creating a personalized lending plan that fits your needs. Let’s make your financial goals a reality together.

*If you complete an application, please e-mail it to kristi@kraprivatemortgage.com.*